|
Credit Repair Service
A Few Benefits of Credit Repair:
- Get a nice apartment.
- Get a real credit card with lower rates
- Finance Big ticket items
- Get approved for the car or truck you want
- Get a checking account / bank accounts where you want
- Want to start a business?. Get Business Loans
- Refinance your home or car. Save a money by paying less
- Get low cost auto or health insurance rates
- Positive credit? Yes, we'll help you get that too!
- There are hundreds of reasons to repair your credit...
Credit Repair Service / Credit Restoration
There are two acts, the FCRA (Fair Credit Reporting Act) which was
recently revised into the Fair and Accurate Credit Transactions Act (FACT
Act), and the FDCPA (Fair Debts Collections Practices Act). These two acts
were set up to protect your credit rights. Sounds like legal stuff right?
Don't worry, they're simple to understand. What they basically do for you
is hold your creditors and credit bureaus responsible (legally). Which
means every claim against your credit they MUST back up, and prove.
We use these Laws To Legally Repair Your Credit Report.
By now, I'm sure you know you want to fix your credit. Here's how we're
going to do it:
Because of those two acts, anyone can get a copy of their three credit
reports. You will need to request your credit report (With Our Help).
After we have a copy of your reports we'll go through the negative items
and work to get as many of them legally removed as possible. Things like
late payments, outdated or inaccurate information, judgments,
collections...the usual. Basically all the things that home lenders,
banks, finance companies, credit departments, and so on look at when they
decide whether to give you that car, home loan, credit card, or interest
rate you want.
The bottom line:
Any information on your credit report that contains inaccurate and
negative information is noted, and then it will be disputed by us or
removed. We are prepared to aggressively peruse the credit reporting
agencies and/or the credit institution who placed the negative item on
your report if necessary to remove it. We demand written confirmation of
the deletion and a copy is sent to you.
Let me give you an example:
Let's say your credit report shows you have late payments on your credit
card 3 months in a row back in 2007. We'll file a legal dispute with your
visa or master card company asking for proof of this. The fact is, either
they will not respond or respond too late with the right evidence because
they have no record of the item, or not bother with our dispute at all.
The companies we dispute only have 30 days to respond with solid proof.
Then just like that, the 3 months of late payments, according to your
credit record, never even happened. By law it has to come off your credit
record. The same works for collections, charge-offs, etc.
We aggressively follow up every month until these negative items drop off
of your credit report.
Call Today For A Free Consultation
By Phone: 1-800-285-5188 |
|
